Working Capital Loans


$10,000 to $2,000,000



As Low As 4.75%



6 to 18 Months

Apply Online

Receive Approval

In 3 Hours

Get Funded In

24 Hours

We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when traditional lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you one-on-one personalized service.

There is no obligation to get started, and no need for collateral or a down payment. Receive a quick decision and get funding in as little as 24 hours.

Our Revenue Based Financing allows businesses to borrow against money that is owed to them from services already completed or against future earnings that are received through a fixed percentage from either your bank account or credit card terminal.

Benefits of Revenue Based Financing


  • Allows quick access to working capital

  • Approvals based on cash flow, not traditional metrics

  • Payments based on a fixed percentage of sales

  • Financing that doesn’t require any equity

  • Easy qualification process with no personal collateral required



Ideal for …

  • Manufacturers

  • Wholesalers

  • Medical Practices & Suppliers

  • Agriculture Producers & Service Providers

  • Contractors

  • Restaurants

  • eCommerce

  • Hotels








9 months in business


Business Revenue must be $100,000 + 


Business owners must be U.S. citizens or legal permanent residents


Business owners must have personal credit scores above 540


Cash flow to support loan payments




Bankruptcies or foreclosures in the last 3 years


Prior default on government backed loans


Outstanding tax liens


Loan proceeds cannot be used for unpaid taxes

San Francisco

2 Embarcadero Center 8th Floor

San Francisco, CA 94111


150 S Pine Island Road #370

Plantation, FL 33324


1470 Rue Peel #745 - Tower B

Montreal, Quebec H3A 1T1

© 2020 Ivy Lender

Tel: 1.800.719.8223 


*Subject to approval.  

**Additional information will be required during application process.

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