Business Meeting


Resource center

We are committed to helping the Small Business Community.

While the core of our business is helping our borrowers access traditional loans, we will be posting regular updates and resources that can help businesses who cannot qualify for a loan in today's market.  

We stand by our borrowers in the good times and bad times.

A Message From Our Founder



"For the past five years, my team and I have worked diligently to support small businesses across North America.  We are committed to helping small business owners navigate the new normal.   


We realize right now every day and dollar counts for our borrowers and we are not going to sit back and not take action.  We are in this together.  Every challenge an entrepreneur faces shows them the strength they have within when they overcome it."'

-Christina Camacho, CEO & Founder of Ivy Lender

SBA Disaster Relief

The SBA has an Emergency Injury Disaster Loan program, which provides loans of up to $2 million to businesses in designated disaster areas. The rates are 3.75% and  a maximum term up to 30 years. To qualify your State must submit a disaster declaration to the federal government. Check out the disaster loan page from the SBA to see which areas are eligible so far.

Federal Grants

The federal government is working to pass a bailout package that will include relief funds for small businesses, though the exact nature of the relief funds has not been finalized yet. In the meantime, the federal tax filing deadline has been pushed to July 15 to give businesses and individuals some breathing room.

National Programs  

The federal government is working to pass a bailout package that will include relief funds for small businesses, though the exact nature of the relief funds has not been finalized yet. In the meantime, the federal tax filing deadline has been pushed to July 15 to give businesses and individuals some breathing room.

State Programs




Florida has initiated the Small Business Emergency Bridge Loan Program. This program is available to any business in Florida that has experienced “economic damage” due to COVID-19.  Loans are interest free with a 1-year term and amounts up to $50,000. The Bridge program is not meant to be a primary assistance program, but rather is in place to support businesses as they wait for federal support or support from their financial institution. Eligibility, details, application information are available on the Florida Disaster Loan site.  




Massachusetts launched the Small Business Recovery Loan Fund. This fund offers capital to qualifying Massachusetts businesses with under 50 employees. They are offering loans up to $75,000, with terms of 36 months and no payments for the first 6 months. They have not disclosed rates at this time. More information about this program can be found here.


Michigan has launched the Michigan Small Business Relief Program. The program will provide both grants and loans to small businesses who have been affected by COVID-19. They expect to have funds available starting in early April. More information about the program can be found here.




Wisconsin has launched the Small Business 20/20 Program. The program will provide grants of up to $20,000 to assist targeted businesses with cash flow challenges resulting from COVID-19. Program funds will be made available through approved community development financial institutions (CDFIs).  Wisconsin is also working to expand access to funding through other programs as more resources become available. Learn more about the program and other small business support efforts here.


Local Programs 




Chicago has launched the Chicago Small Business Resiliency Fund. The fund will provide small businesses with loans of up to $50,000 with terms of up to 5 years. The business must use the loan for working capital, with 50% of proceeds used for payroll. The business must also commit to keep at least 50% of their employees on staff. The business must have suffered at least 25% drop in revenue from the outbreak, employ less than 50 employees, and have had gross revenues of less than $3 million in 2019. Learn more about the program here.


New York City 


New York City has announced they will offer relief for small businesses who are struggling due to the COVID-19 outbreak. Businesses with fewer than 100 employees who have seen sales decrease by more than 25% will be eligible for an interest free loan of up to $75,000. NYC is also offering small businesses with fewer than 5 employees a grant to cover 40% of payroll costs to help avoid layoffs. Learn more about the assistance program here.



The city of Seattle has announced a Business Stabilization Fund. The fund will award grants of up to $10,000 to small businesses that meet the following criteria: the business must employ 5 or fewer employees, have a physical location, and have been impacted by the COVID-19 outbreak. Learn more about the program here.


San Francisco 


San Francisco has launched the COVID-19 Small Business Resiliency Fund. The fund will provide grants of up to $10,000 for small businesses to use towards payroll and rent. To qualify, the business must employ 5 people or less, demonstrate a loss of revenue of at least 25%, and have gross receipts of less than $2,500,000. Learn more about the fund here.

Helpful Articles

Fair Labor Standards

The Wage and Hour Division provides information on common issues employers and employees face when responding to public health emergencies and their effects on wages and hours worked under the Fair Labor Standards Act and job-protected leave under the Family and Medical Leave Act.

To Do List

8 Things Your Small Business Needs to Do

Here are the top CDC-recommended tips that small business owners can take to mitigate risk, protect employees and support customers during the COVID-19 pandemic. collection.

Employee Safety

To reduce the impact of COVID-19 outbreak conditions on businesses, workers, customers, and the public, it is important for all employers to plan now for COVID-19 employee safety if you are keeping your business open and when your staff returns.

IMPORTANT NOTE: SBA program details are subject to change. Eligibility rules and amount are both subject to change. Ivy Lender is a financial technology company, not affiliated with the SBA, Dept. of the Treasury, or any government agency.

This site is for informational purposes only. It is not intended to constitute professional advice, including legal, financial, or tax advice, nor is Ivy Lender providing advice on any particular situation. Not a loan offer or a commitment to lend. 

San Francisco

2 Embarcadero Center 8th Floor

San Francisco, CA 94111


150 S Pine Island Road #370

Plantation, FL 33324


1470 Rue Peel #745 - Tower B

Montreal, Quebec H3A 1T1

*Subject to approval.  

**Additional information will be required during application process.


© 2021 Ivy Lender

  • Facebook
  • Twitter
  • LinkedIn
  • Instagram