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Merchant Cash Advance


$10,000 to $2,000,000



As Low As 1.15



6 to 18 Months

Merchant Cash Advance Loans

Apply Online


Receive Approval

In 3 Hours


Get Funded In

24 Hours

What is a Merchant Cash Advance?

Every business owner runs into the need for cash from time to time. But where do you go to get it, especially when your bank won’t even consider your request?  There is a solution for businesses that take credit cards. In fact you could get cash from the sales you haven’t even made yet.  Turn tomorrow’s credit card sales into today’s cash flow. There is no faster, safer or easier way to get cash for your business. Spend it any way you see fit; we only get paid when you get paid. This is flexible financing on your terms, thanks to merchant cash advances from Ivy Lender.


Why Cash Advances With Ivy Lender?

Merchant Cash Advances from Ivy Lender are a great financing option for small businesses that accept credit cards. This alternative business financing was created specifically to address the problems of traditional financing options like complicated approval processes, long waiting periods, spending restrictions and high decline rates. You get a lump sum of cash deposited directly into your bank account!

Business Cash Advances from Ivy Lender Offer Many Convenient Features, Including:

  • Advances up to $2,00,000

  • Same day approvals

  • Cash in as little as 24 hours

  • No collateral required

  • Automated payments

  • No fixed payments

  • No hidden fees


Ivy Lender's Merchant Cash Advance program is an ideal solution for businesses that need cash quickly or want to smooth out the peaks and valleys of their cash flow. If you’ve been in business at least 9 months and your monthly credit card transactions are over $10,000, then you’re already pre-qualified! All you have to do is complete our secure online application and send us the last 3 months of bank statements 3 months of your credit card statements. Our approvals are usually completed the same day and you could get your cash in as little as 24 hours.

Payback is easy. There are no invoices or checks to write. We receive a small percentage of your business’ credit card sales each time they’re batched. That percentage never changes. So even if business is slow you’ll pay the same percentage of sales. If business picks up you can pay back the advance early, there is never a prepayment penalty. 

To get your merchant cash advance started today, call us or apply now.







9 months in business


Business Revenue must be $100,000


Business owners must be U.S. citizens or legal permanent residents


Business owners must have personal credit scores above 540


Cash flow to support loan payments




Bankruptcies or foreclosures in the last 3 years


Prior default on government backed loans


Outstanding tax liens


Loan proceeds cannot be used for unpaid taxes

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