top of page


$250,000 - $5,000,000



4.75% - 8.50%



10 - 25 years

SBA Loans

SBA Loan
Wearing Mask in Public Transport


The SBA has announced it will make the first SIX (6) payments (up to $9,000 per month) for new SBA 7(a) and 504 loans funded before 9/20/2021.


Businesses must be able to document consistent revenue over the last 12 to 24+ months to qualify.

Apply Now

Strengthen and Scale Your Business with a SBA Loan.

Why take out a SBA loan with Ivy Lender?


It’s tough to beat the low cost rates and long repayment terms of a working capital SBA loan. However, the traditional process of applying directly at a bank can be quite cumbersome and often results in a 'no'. Ivy Lender changes that. We make it easy for you to apply for a working capital SBA loan online and our marketplace helps get you to a 'yes' because Ivy Lender matches your business with the lender most likely to fund your loan. You can use the funds in a variety of ways:


   •     Purchase equipment

   •     Increase inventory

   •     Add marketing programs

   •     Operating expenses

   •     Hire additional staff

   •     Refinance high-interest debt, saving you hundreds or even thousands per month


How It Works


1.  Pre-qualify Without Impacting your Credit


Pre-qualify in as little as 5 minutes without impacting your credit score! Simply provide basic information online and we’ll automatically tell you if you pre-qualify for a working capital SBA loan from $30,000 to $5,000,000.


2.  Provide Financial Information


Tell us how you plan to use your funds and provide financial information about your business and its owners. Your Ivy Lender Funding Specialist is here to assist you at any point in the process.


3.  Get Funded

Upload requested documents to complete your application. We’ll review your financials to confirm your business has the cash flow to afford the monthly loan payments. Funds can then be in your bank account in as fast as 7 days after your application is complete.

SBA 7(a) Commercial Real Estate Loans

$500,000 to $5 million

The fast and easy online way to refinance or finance the purchase of owner-occupied commercial real estate.

Purchase a New Business Property

Build equity in your business by purchasing rather than leasing. Take advantage of our rent replacement option with minimal down payment required!

Refinance an Existing Business Property Loan

Avoid upcoming balloon payments or high-cost interest rates by refinancing to a low-cost, long-term SBA commercial real estate loan.

SBA Working Capital and Debt Refinancing Loans 

$30,000 to $5,000,000

The best way for most businesses to get essential funds to successfully run daily operations and to save on high interest debt.





2+ years in business


Business owners must be U.S. citizens or legal permanent residents


Business owners must have personal credit scores above 650


Cash flow to support loan payments




Bankruptcies or foreclosures in the last 3 years


Prior default on government backed loans


Outstanding tax liens


Loan proceeds cannot be used for unpaid taxes

bottom of page