Retail Business Loans


$5,000 - $5,000,000



As Low As 5.49%



4 Months to 10 Years

Line of Credit

Apply Online

Receive Approval

In 3 Hours

Get Funded In

24 Hours

Regardless of whether you operate a clothing store, automotive shop, or a mall kiosk we understand that you want flexibility when it comes to lending choices.  Retailers depend on business loans to succeed and we are here to help.  



Ivy Lender understands that every retailer is different.



  •  We can help you purchase inventory by funding your invoices


  • We can help you develop and market your brand by providing your with marketing dollars


  •  We can help you strengthen your brand by providing you with the working capital to keep your retail establishment open


You can use the funds in a variety of ways:


   •     Purchase Equipment

   •     Increase Inventory

   •     Invest in Marketing Programs

   •     Cover Operating Expenses

   •     Hire Additional Staff

   •     Refinance High-Interest Debt, Saving You Hundreds or Even Thousands Per Month





9 months in business


Business Revenue must be $100,000 +


Business owners must be U.S. citizens or legal permanent residents


Business owners must have personal credit scores above 540


Cash flow to support loan payments




Bankruptcies or foreclosures in the last 3 years


Prior default on government backed loans


Outstanding tax liens


Loan proceeds cannot be used for unpaid taxes