Montreal

1470 Rue Peel #745 - Tower B

Montreal, Quebec H3A 1T1

Florida

150 S Pine Island Road #370

Plantation, FL 33324

San Francisco

2 Embarcadero Center 8th Floor

San Francisco, CA 94111

Equipment Leasing Options

Select Your Equipment

Agree To Terms

Run Your Business

Ivy Lender offers a variety of equipment leasing and financing programs tailored to your specific objectives.

 

10% Security Deposit

 

This program requires a deposit of 10% of the original equipment cost. At the end of the lease term, there are three options:

 

  • Return the equipment and receive the balance of the security deposit, less any refurbishing costs and/ or outstanding taxes and fees

 

  • Continue to lease the equipment on a month-to-month basis

 

  • Purchase the equipment for the Fair Market Value not to exceed 10% of the original financed amount. The initial security deposit may be applied towards this purchase option.

 

Benefits of 10% Security Deposit Structure:

 

  • Lower monthly payments

  • Potential tax savings

  • Entire monthly payments may qualify to be deducted as an operating expense (Note: Before making any decisions concerning tax ramifications, you should consult your accountant .)

  • Easier credit approval

 

$1 Purchase Option

 

The purchase option at the end of this program is $1.00. This lease is considered a Capital Equipment Lease and should be treated as a finance purchase.

 

Your Equipment Finance Agreement

 

An Equipment Finance Agreement (E.F.A.) is treated as a loan where the borrower is the title holder and the lender is a lien holder on the financed equipment.

 

We Provide Options

 

Within the structures outlined above, there are various payment options. Ivy Lender offers the ability to have seasonal payments, 90-day deferred payments, step down payments, step up payments, and quarterly payments. These payment options allow you to structure payments to best fit your budget and business goals.

Ivy Lender can also offer a master lease. A master lease allows you to get approved for a line of credit to be used as need. This approval allows you to get multiple pieces of equipment, at different times, without having to fill out another application or sign another lease agreement. If more than three months have passed since the initial credit review the credit file may need to be updated.

Equipment Ivy Lender Will Lease:

  • Audio/Visual

  • Audio/Visual Equipment ATM’s

  • Architectural Equipment
    (CADs, Plotters)

  • Agricultural Machinery

  • Computer Systems
    (Networks, Mainframes, PC’s)

  • Copiers, Facsimile, Mail Machines

  • Compressors

  • Construction Equipment

  • Dental Equipment

  • Electronic Testing Equipment

  • Exercise/Fitness Equipment

  • Industrial Machinery

  • Industrial Heading & Air Units

  • Mall Decor

  • Marine Electronics

  • Material Handling Equipment​

  • Medical Equipment

  • Model Home Interiors​

  • Office Furniture/Panel Systems

  • Ophthalmic Equipment

  • Patient Transports

  • Portable Toilets

  • Point of Sale Systems

  • Printing Equipment

  • Refuse Containers/Bailers

  • Restaurant Equipment

  • Security Systems

  • Signage

  • Software Packages

  • Storage Containers

  • Telephone Systems

  • Two-Way Radio Systems

  • Vending Machines

  • Veterinary Equipment