Commercial Vehicle Loans
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Grow Your Business
Need a work-specific truck, van, or specialty vehicle? (New or Used)
Ivy Lender will provide you with no-hassle financing.
Tree Service Vehicles
Mileage / Wear& Tear Flexibility
Forget about mileage restrictions. Unlike other lenders, Ivy Lender's vehicle loans and leases have no mileage limits or hidden charges. We also understand that you use the vehicle for work. Our competitor's deal might look like a bargain in the beginning, but all the body damage and excess mileage charges at the end of term cost you more.
Body Manufacturers / Up-Fitters / Special Equipment Installers.
If you're looking to finance your truck or chassis during the conversion or up-fitting process, Ivy Lender has the program for you. We can defer payments until the conversion is complete (allowing you to use the vehicle to earn revenue before payments start). Great for dump trucks, lift trucks, and other utility vehicles that need to be customized for your specific needs (we specialize in that stuff, and even handle class 7 & 8 trucks!)
Private Party Sales Are Our Specialty!
Ivy Lender welcomes private party sales. Unlike the bank, we won't tell you who you have to buy your vehicle from. So if you find the perfect business vehicle from a private seller, go ahead and shake hands – we'll provide the hassle - free financing.
Ivy Lender Provides Options
TVA (Titled Vehicle Finance Agreement) is essentially a loan offering a fixed monthly payment that does not fluctuate with increases in like-term Treasury Rates. You own the vehicle and we release our security interest at the end of the finance term. No blanket liens or compensating balances like a typical bank loan.
TRAC Lease (Terminal Rental Adjustment Clause) provides a guaranteed purchase price for titled vehicles and/or trailers at the end of the lease term and complies with true lease requirements according to IRS rules. At the end of the lease term, you may either purchase the vehicle for a fixed price or sell the vehicle to a third party. If you sell the vehicle to a third party, you retain any excess over the purchase option amount. However, if the vehicle is sold below the purchase option amount, then you are responsible for any difference between the sales price and the purchase option amount.
Why Ivy Lender?
Our best-in-class service is delivered through a local distribution network. We offer a large network of alternative funding professionals across North America, so you deal with local decision makers who understand your market, your business, and your needs.
Fast service means opportunities and obligations don’t have to wait. We can often meet clients’ financing requirements in less than a week.
Get full reporting transparency, with access to 24-7 support.
No hidden fees and terms.